In a medium sized bowl, add coconut milk and Swerve and whisk until combined.
Add chia seeds & spices of choice (nutmeg, cardamom, and/or cinnamon) and stir together well.
Allow pudding to thicken for 10 minutes and stir again; breaking up any clumps until pudding is smooth.
Allow pudding to thicken another 10 minutes, stirring occasionally.
Pour pudding into individual ramekins or small mason jars & cover.
Remove from fridge and allow pudding to warm slightly before eating - about 15 minutes. Add toppings of choice and a dusting of Swerve just before eating.